Home Financing Calculators

15 Year vs. 30 Year Mortgage – Which mortgage term is better for you?
Adjustable Rate Mortgage Calculator – What will your adjustable mortgage payments be?
Arm vs. Fixed Rate Mortgage – Compare fixed rate mortgages to the two types of ARMs, a Fully Amortizing ARM and an Interest-Only ARM.
Balloon Mortgage – Does this option fit your home-buying needs?
Bi-Weekly Payment Calculator – If you want to save thousands in interest, use this calculator to compare a monthly payment schedule to the accelerated bi-weekly payment.
Home Equity vs. Auto Loan – Does a home equity loan make sense for your auto loan?
Maximum Mortgage – Learn more about how interest rates affect what you borrow for your mortgage.
Mortgage APR Calculator
Mortgage Loan Calculator – What will your monthly payment and amortization schedule be?
Mortgage Payoff – Save thousands of dollars in interest by increasing your monthly mortgage payment.
Mortgage Qualifier – Can you afford to buy your dream home?
Mortgage Required Income – How much income will you need to qualify for a mortgage and how will different interest rates affect your required income?
Refinance Break Even – Should you refinance your mortgage? Where will you break even?
Rent vs. Buy

Personal Finance Calculators

Alternative Payment Frequencies – Determine your payment or loan amount for different frequencies.
Amortizing Loan Calculator – Enter your desired monthly payment or your loan amount so we can calculate your monthly payment.
Auto Loans – How much can you afford for your next automobile purchase?
Auto Rebate vs. Low Interest Financing – Should you take advantage of low interest financing or a manufacturer rebate?
Basic Financial Calculator
Credit Card Pay Off – How long will it take to pay off your credit cards, and what can you do to meet repayment goals?
Enhanced Loan Calculator – Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.
How much do you owe? – This is an effective tool for your debt management plan.
Lease vs. Buy – Should you lease or finance your next vehicle?
Life Insurance Calculator – How much life insurance do you really need?
Loan Prequalification Calculator – Will you qualify?
Net Worth Calculator – This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink) over the next ten years.
Roll-Down Your Credit Card Debt – The Credit Card Roll-down Calculator applies two simple principles to paying off your credit card debt.

Retirement Finance Calculators

401k Savings Calculator – A 401(k) can be one of your best tools for creating a secure retirement. See how much you can save.
Life Expectancy – How much do habits and life choices affect your lifespan?
Long Term Care Calculator – Long term care is needed by those who can’t perform the basic tasks required to take care of themselves. Are you financially prepared for this?
Required Minimum Distribution (RMD) for Current Year – The IRS requires that you withdraw at least a minimum amount (known as a Required Minimum Distribution) from some types of retirement accounts annually, starting the year you turn 70. Determining how much you are required to withdraw is an important issue in retirement planning.
Retirement Income Calculator – How much money will your retirement savings provide each month?
Retirement Planner
Retirement Shortfall Calculator – Ensure there are no shortfalls in your retirement plan so that you don’t run out of savings too soon.
Roth IRA Calculator – Use this calculator to compare the Roth IRA to an ordinary taxable investment.
Roth/IRA Conversion – Should you convert your Roth to an IRA?
Roth vs. Traditional IRA – Which IRA is right for you?
Social Security – What are your benefits?
Traditional IRA Calculator – How can contributing to a regular IRA help you in your retirement?

Savings Finance Calculators

Benefit of Spending Less – How much would budget reductions help you?
College Savings – Develop or fine tune your education savings plan.
Cool Million – How long would it take your savings plan to equal one million dollars?
Home Budget – Where does your money go and where can you improve?
Savings Calculator – How can you accumulate wealth with consistent savings?
Savings Goals – What will it take to reach your savings goal?
Savings, Taxes and Inflation – Use this calculator to determine how much your savings will be worth with these important variables in mind.

Business Finance Calculators

Asset Allocator – Your age, ability to tolerate risk, and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
Breakeven Analysis – How many products do you have to sell at a certain price to earn a profit?
Business Valuation – Enter your cash flow information, your cost of capital and your growth rate to determine your business NPV valuation.
Cash Flow Calculator – Having adequate cash flow is essential to keep your business running. How much does your business generate?
Equipment Buy vs. Lease – Should you lease or finance your equipment?
Financial Ratios – This calculator helps you to zero in on areas of your business that may need attention, including solvency, liquidity, operational efficiency and profitability.
Investment Loan – This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
Line of Credit Payoff – Use this calculator to see what it will take to pay off your line of credit and what you can change to meet your repayment goals.
Loan & Credit Line Tax Savings – This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments.
Profit Margin Calculator – This calculator can help you determine the selling price for your products to achieve a desired profit margin.
Working Capital Needs – Working capital is essential to running your business. Determine your working capital needs for the next year.

Tax Estimator Calculators

1040 Tax Calculator – How much will you pay in income taxes? Use this 1040 tax calculator to help determine your tax bill for next April.
Estate Tax Planning – What will your estate tax liability be?
Net to Gross Paycheck Calculator – What is the gross paycheck needed to provide a required net amount?
Payroll Deductions – Use this calculator to help you determine the impact of changing your payroll deductions.
Self-Employment Taxes – If you are self-employed, operate a farm or are a church employee, use this calculator to determine your self-employment taxes.